{"id":10630,"date":"2019-10-18T12:38:16","date_gmt":"2019-10-18T10:38:16","guid":{"rendered":"http:\/\/projectes.xtec.cat\/xarxadults\/?page_id=10630"},"modified":"2021-03-25T22:03:26","modified_gmt":"2021-03-25T21:03:26","slug":"educacio-financera-efec-adults","status":"publish","type":"page","link":"https:\/\/projectes.xtec.cat\/xarxadults\/iniciatives-pedagogiques\/programes\/educacio-financera-efec-adults\/","title":{"rendered":"Educaci\u00f3 financera &#8220;EFEC Adults&#8221;"},"content":{"rendered":"<p><strong><a href=\"https:\/\/projectes.xtec.cat\/xarxadults\/wp-content\/uploads\/usu1741\/2019\/10\/Captura0.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-10631\" title=\"Logo EFEC Adults\" src=\"https:\/\/projectes.xtec.cat\/xarxadults\/wp-content\/uploads\/usu1741\/2019\/10\/Captura0.jpg\" alt=\"Logo EFEC Adults\" width=\"421\" height=\"108\" \/><\/a><a href=\"https:\/\/www.iefweb.org\/es\/proyecto\/efec-adults\/\" target=\"_blank\" rel=\"noopener noreferrer\">EFEC Adults<\/a><\/strong> va n\u00e9ixer el 2014 per poder fer arribar l&#8217;educaci\u00f3 financera a un ventall m\u00e9s ample de la societat i donar resposta a la demanda detectada des dels centres de formaci\u00f3 d&#8217;adults. Al llarg de les cinc edicions realitzades EFEC Adults ha anat creixent i consolidant-se com a activitat formativa complement\u00e0ria i volunt\u00e0ria i pr\u00e0ctica sobre finances b\u00e0siques i personals.<\/p>\n<p>El Programa <a href=\"https:\/\/efecadults.cat\/que-es-efec-adults\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #993300;\"><strong>EFEC Adults<\/strong><\/span><\/a> s\u2019emmarca dintre del Programa EFEC d\u2019Educaci\u00f3 Financera a les Escoles de Catalunya, un programa basat en la metodologia EFEP (European Financial Education Partnership) originada en un projecte Comenius (Long Life Learning) de la Comissi\u00f3 Europea i que est\u00e0 centrada en una millor pr\u00e0ctica d\u2019educaci\u00f3 financera que es porta a terme a Esc\u00f2cia.<\/p>\n<p><strong><a href=\"https:\/\/efecadults.cat\/\" target=\"_blank\" rel=\"noopener noreferrer\">EFEC Adults<\/a><\/strong> es desenvolupa des de l\u2019any 2014 i \u00e9s un partenariat p\u00fablic-privat coordinat per l\u2019Institut d\u2019Estudis Financers (<a href=\"https:\/\/www.iefweb.org\/es\/\" target=\"_blank\" rel=\"noopener noreferrer\">IEF<\/a>) on participen els departaments d\u2019Educaci\u00f3 i de la Vicepresid\u00e8ncia i d\u2019Economia i Hisenda de la Generalitat de Catalunya, l\u2019Institut Catal\u00e0 de Finances, l\u2019Ag\u00e8ncia Tribut\u00e0ria de Catalunya i diverses entitats financeres (CaixaBank, Banc Sabadell, BBVA, Banco Santander, Caixa d\u2019Enginyers). A m\u00e9s, col\u00b7laboren aportant voluntariat el Col\u00b7legi d\u2019Economistes de Catalunya, EFPA Espanya i el Col\u00b7legi Jurats de Comptes de Catalunya\u201d<\/p>\n<p>La implicaci\u00f3 de les entitats col\u00b7laboradores \u00e9s essencial per al desenvolupament de programa ja que&#8230;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>&#8230;ofereix eines a la poblaci\u00f3 per combatre la fragilitat financera<\/li>\n<li>&#8230;contribueix a la reducci\u00f3 d\u2019incid\u00e8ncies en l\u2019\u00fas de serveis financers, incentivant l\u2019estalvi i millorant la gesti\u00f3 de les finances personals.<\/li>\n<li>&#8230;apropa l\u2019activitat banc\u00e0ria i financera a la ciutadania i, d\u2019aquesta manera, contribueix a la transpar\u00e8ncia i comprensi\u00f3 dels serveis financers<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>El programa es desenvolupa en diferetns tallers de 60 minuts de durada amb material en constant renovaci\u00f3. Els tallers s\u00f3n:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"color: #993300;\"><strong>Administrant els teus diners<\/strong><\/span>: gesti\u00f3 del pressupost personal.<\/li>\n<li><strong><span style=\"color: #993300;\">Endeutar-se? Amb seny!<\/span><\/strong>: com evitar el sobre endeutament i con\u00e8ixer els productes de cr\u00e8dit.<\/li>\n<li><span style=\"color: #993300;\"><strong>Inversi\u00f3 intel\u00b7ligent<\/strong><\/span>: entendre el binomi risc \/ rendibilitat. Finances socialment responsables.<\/li>\n<li><strong><span style=\"color: #993300;\">Els impostos i tu<\/span><\/strong>: per a qu\u00e8 serveix un impost i les conseq\u00fc\u00e8ncies del frau.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">El passat dilluns 15 de juny de2020, a les 17 h, es va fer l&#8217;<a href=\"https:\/\/www.iefweb.org\/esdeveniment\/acte-de-cloenda-del-programa-deducacio-financera-efec\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong><span style=\"color: #993300;\">Acte de cloenda de la 8a Edici\u00f3 del Programa EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya)<\/span><\/strong><\/a>. Aquesta edici\u00f3\u00a0 es va veure afectada pel tancament de centres educatius a conseq\u00fc\u00e8ncia de la crisi provocada per la Covid-19.<\/p>\n<p style=\"text-align: justify;\"><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/QARWW9zbNDU\" width=\"560\" height=\"315\" frameborder=\"0\" data-mce-fragment=\"1\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/projectes.xtec.cat\/xarxadults\/wp-content\/uploads\/usu1741\/2019\/10\/Captura0.jpg\"><\/a><a href=\"https:\/\/www.iefweb.org\/es\/proyecto\/efec-adults\/\" target=\"_blank\" rel=\"noopener noreferrer\">EFEC Adults<\/a> va n\u00e9ixer el 2014 per poder fer arribar l&#8217;educaci\u00f3 financera a un ventall m\u00e9s ample de la societat i donar resposta a la demanda detectada des dels centres de formaci\u00f3 d&#8217;adults. Al llarg de les cinc edicions realitzades&hellip;  <a href=\"https:\/\/projectes.xtec.cat\/xarxadults\/iniciatives-pedagogiques\/programes\/educacio-financera-efec-adults\/\" title=\"Read Educaci\u00f3 financera &#8220;EFEC Adults&#8221;\">Llegeix m\u00e9s\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10042,"menu_order":61,"comment_status":"closed","ping_status":"closed","template":"page-templates\/side-menu.php","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"class_list":["post-10630","page","type-page","status-publish","hentry"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/pages\/10630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/comments?post=10630"}],"version-history":[{"count":3,"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/pages\/10630\/revisions"}],"predecessor-version":[{"id":11966,"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/pages\/10630\/revisions\/11966"}],"up":[{"embeddable":true,"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/pages\/10042"}],"wp:attachment":[{"href":"https:\/\/projectes.xtec.cat\/xarxadults\/wp-json\/wp\/v2\/media?parent=10630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}